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Apr 2025

Singapore: Insurance market adjusts to stay on top of risks

Source: Asia Insurance Review | Jul 2024

The insurance market in Singapore continued to adjust to the evolution of risk over the past 12-24 months, noted Aon.
 
In its Q1 2024 Global Insurance Market Insights Report’, Aon said that the auto branch, for example, experienced a significant uptick in activity and loss levels. As a result, insurers have tightened their appetite, capacity deployment, underwriting and pricing approaches as they aim to achieve and maintain a sustainable portfolio.
 
In addition, Singapore property risks experienced a moderate market, with local insurers pricing more competitively than international insurers (which follow global rating guidelines and/or underwriting philosophies).
 
Warehouse and cold storage risks continued to experience a challenging market environment. Clients have become more aware of the importance of adequate insured values and remained attentive to updating their declared values to keep up with inflation. A 
 
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