Magazine

Read the latest edition of AIR and MEIR as an Interactive e-book

Aug 2026

Insurance


Life & health

Why collaborative benchmarking could reshape competitive dynamics in India's health insurance market

Pooled and governed data is emerging as a way for smaller carriers to sharpen pricing, portfolio management, and provider negotiations traditionally dominated by scale in India’s health insurance market.
 

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Collaboration key to tackling Asia's growing healthcare challenges

The 3rd Allianz Asia Health Summit brought together insurers, healthcare providers, regulators, policymakers and technology leaders to discuss how innovation can help improve health outcomes across Asia.
 


Financial foresight may enable long-term care at home

Home care may be the preference when it comes to long-term care, but what many do not realise the strategic financial planning required for such an event.
 

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Asian families rethink legacy planning for a changing world

Legacy planning is becoming more strategic across Asia, with wealthy families looking beyond asset transfer to preserve family values, ensure liquidity and navigate an increasingly complex risk landscape.
 

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The crack in Asia's wealth transfer

The high-net-worth life insurance boom in Asia seems like a straightforward growth story for carriers, but demand only becomes durable business when the financing behind large policies holds up.
 

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Managing longevity risk is an imperative for life insurers

As Asia ages rapidly, traditional life insurance principles and models need to innovate, evolve and adapt for the industry to remain healthy and relevant.
 

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Payor-provider alignment: making healthcare sustainable in Asia

Asia is grappling with a reality that other parts of the world have been working to address for years: the traditional fee-for-service healthcare model is outdated and unsustainable.
 

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Asia's next resilience test: five risks life and health insurers can't leave for tomorrow

Demographic, technological and regulatory shifts are converging on Asia’s L&H insurers. Industry response will determine how resilient households, insurers and health systems become.
 

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How integrated bancassurance is reshaping insurance distribution in Singapore

Bancassurance is now a core pillar of Singapore’s financial services landscape, accounting for more than a third of new business insurance premiums. HSBC Life Singapore CEO Mr Harpreet Bindra shares how the channel is evolving, and how integrated bancassurance models are delivering holistic wealth, health and protection solutions to clients.
 

 


General

Indonesia's general insurers face a growth mirage as margins thin

As Indonesia’s general insurers wait on a mandatory motor TPL framework, a December capital deadline and a health claims surge test the sector’s underwriting discipline.
 

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Continued supply chain shocks may create demand for alternative cover

LNG trains repairs will take three to five years, but a systemic lack of resources is rippling through healthcare and manufacturing, with smaller businesses interconnected to supply chain disruptions particularly exposed.
 

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Urgent need to adopt renewable energy to reduce risk exposure

As Asia brings in more than half its oil and 30% of liquefied natural gas from the Middle East, the region is vulnerable to any disruption in the Gulf and price shocks that follow.
 

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Southeast Asian retailers are looking to embedded insurance for a competitive edge

With the number of mobile-first customers increasing in Southeast Asia, device retailers are looking to deploy embedded insurance programmes to bolster offerings.
 

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Diesel engine failures - cause, consequences and cost

Machinery failure remains the leading cause of shipping casualties, and the marine Diesel engine sits at the centre of most of them.
 


Steering Sri Lanka's reinsurance ecosystem toward Vision 2035

The reinsurance landscape in Sri Lanka is currently navigating a period of significant structural adjustment, defined by a strategic drive toward systemic resilience and digital transformation.
 

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Climate resilience, modelling and insurance innovation

As climate risks intensify across Asia, we examine how climate intelligence, evolving catastrophe models and stronger risk financing strategies can help build resilience in an increasingly volatile environment. 
 

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General

Insurers urged to move beyond one-off payment checks amid growing AI-driven fraud complexity

AI is making payment fraud harder to detect, prompting insurers to rethink traditional verification methods as regulatory expectations around operational resilience continue to rise.
 

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