Magazine

Read the latest edition of AIR and MEIR as an Interactive e-book

Jul 2025

Market Profile


Thailand

Regulator takes proactive steps to build confidence and transparency

Thailand’s insurance sector continues to chart a stable growth trajectory, supported by a proactive regulatory push to enhance transparency, streamline dispute resolution, and introduce sustainable policy reforms. The Office of Insurance Commission (OIC) is also prioritising youth engagement and digital innovation to secure the industry’s future.
 

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L&H insurance landscape undergoing structural changes

Thailand’s life and health insurance landscape has recalibrated over the past year, with developments in regulations, an ageing population and focus on health-conscious lifestyles. This means insurers now need to move beyond traditional insurance to offer wholistic solutions to meet different needs.
 

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Health insurers are now focusing on sustainability

Health insurance in Thailand has often been described as all-encompassing in view of its wide and ample coverage. However, over time and due to various factors, its sustainability is now in doubt. Recently the industry introduced a system of co-payment to bring some discipline among policyholders and insurers alike.
 

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Motor and property lead Thai insurance growth in 2025

Driven by a recovering economy and tourism sector, Thailand’s general insurance industry is on track to grow by up to 2.5% in 2025. Motor insurance remains the largest segment, despite a dip linked to slower auto sales. Thai insurers are also looking at increasing disaster premiums. 
 

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