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Hong Kong: Vast majority of those aged at least 55 unprepared for old age

Source: Asia Insurance Review | Jul 2018

Hong Kong Pensions & Annuities

More than 75% of Hong Kong residents aged 55 and above have not made adequate provisions for their retirement years, a new study has found.
 
The survey, commissioned by the Tung Wah Group of Hospitals, and carried out by the Centre for the Advancement of Social Sciences Research at the Baptist University, polled 526 local individuals aged 55 and above last September.
 
All surveyed – or their spouses – had assets of more than HK$500,000 ($63,700); however, 48% said they did not know how to manage those assets, or found the process too ‘troublesome’.
 
More than 40% said they would seek help from their children on money matters, while fewer than 29% said they would handle the problem on their own.
 
More than 45% said the government should set up a public trust fund to help with financial management. A 
 
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