151-year-old seeks scrappy start-up for mutual benefits
    
        
            
                
            Source: Asia Insurance Review | Sep 2019
         
     
    
    
    
    
    
    
    
    Once upon a time we had ‘creative destruction’ and believed it was an integral part of the economic structure. Today, we have another buzzy term for it: Disruptive innovation. 
 
 
    
    
    
    
    
	
        
		
        
            
                
				
					
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