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Jun 2025

India: 80% of insured uncertain about efficacy of health coverage

Source: Asia Insurance Review | Jun 2025

More than eight out of every 10 insured feel unsure about the efficacy of their health cover amid soaring medical costs, the findings of a survey by Future Generali India Insurance show.
 
The survey, which was recently conducted on 800 insured individuals aged 25+, revealed rising concerns about the adequacy of current health insurance coverage, says the insurer in a media statement.
 
Other findings include:
  • Three out of four insured individuals in India worry about the sufficiency of their health insurance coverage amid rising healthcare costs
  • When faced with a claim, two out of every three individuals feel insecure and inadequately covered as they encounter unexpected bills.
  • Nine out of 10 health insurance policyholders feel that recharge of sum insured is a key benefit
Future Generali India Insurance is a joint venture between Italy’s Generali Group, a 190-year-old legacy global insurance business, with a 74% majority stake, and the Future Group. A 
 
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