Special Feature on Preferred Life Risk Insurance: Preferred life insurance in Asia
Source: Asia Insurance Review | May 2009
Preferred risk life insurance products have been in the US since the 1980s and were introduced in many other insurance markets in some form. Preferred term products have also been promoted as solutions in the Asian markets for some time; however, the success of these products has been limited. Mr Louis Rossouw, Regional Chief Actuary, ASEAN & India, Gen Re and Dr Detloff Rump, Regional Chief Underwriter, Asia, Gen Re, examine this class of products and explain why they believe that preferred risk products offer a good opportunity for life insurers.
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