A tale of two markets
Australia
APRA's new regulations to aid market discipline and sustainable growth
Australia's reinsurers navigate falling prices and rising climate stress
ARPC's cyclone pool passes its first real stress test
Favourable winds in general insurance and regulatory shifts in life segment define market
Siloed data unintentional, but make outsized impacts on insurers
Climate change driven complex risk scenarios require innovative solutions
Australia's InsurTech segment is maturing sustainably
AI continues to drive Australia's digital transformation
Brokers: Admirable performance and satisfactory service keeps them relevant
Satellite data transforms parametric (re)insurance solutions
Indonesia
Navigating Indonesia's reshaped reinsurance industry
Regulatory reforms are a game changer
Indonesia life insurers shift towards protection as unit-linked demand wanes
Indonesia's insurance brokers move towards advisory-led model
Indonesians redefine financial security as lifespans lengthen and costs increase
Parametric insurance and supply-chain partnership can close agricultural protection gap
Indonesia moves toward policyholder protection
ICIEC strengthening Indonesia's trade, investment and sustainable growth through Shariah-compliant risk solutions
Malaysia at critical transition point in motor and EV claim digitalisation
India's motor insurance being reshaped by increasing EV adoption
Philippine motor insurance's road to better protection
Life & health
Public-private partnerships crucial for individuals to live longer lives with purpose
Shifting to the centre of the financial planning conversation
General
Nepal: Agricultural and livestock losses from Bhotekoshi disaster rise to US$15m, and still counting
Continued hostilities in the Middle East drive proactive risk management in APAC
Redefining embedded insurance: Cover at the right place, at the right time
Interconnected climate risks mean insurers should adopt an integrated approach
AI adoption puts greater scrutiny on insured workflows
Asia's population map matters for insurers
Floods, urbanisation and the new geography of risk
New Maritime Law is reshaping marine, cargo and trade credit insurance
Interconnected aviation risks now intersect at multiple jurisdictions and capital markets
Insurance as an infrastructure for economic resilience
Emerging risks redefine actuarial domain
Asian
Hong Kong unveils first five-year plan as insurers welcome healthcare and insurance priorities
Singapore: Less than a fifth of respondents have coverage designed to protect against climate related risks
South Korea: Regulator launches consumer protection drive as complaints surge
Southeast Asia: WHO regional committee agrees to ramp up progress towards Universal Health Coverage
Digital footprint data seen to improve cyber claim prediction
Products and Alliances
People on the move
MARKET PROFILE - Australia
MARKET SPOTLIGHT - Indonesia
ICIEC has long since been investing in Indonesia and helping its economic development, through Shariah-compliant insurance coverage and business commitments.
INSURANCE - General
Nepal is still grappling with relief and rehabilitation measures post the Bhotekoshi flash floods, with certain areas getting lost in the chaos.
Buy Now
Three years after the Australian Reinsurance Pool Corporation (ARPC) began writing cyclone risk, the scheme has faced its first real test of scale, and according to its leadership, passed it.
MOTOR AND EVS
Malaysia’s general insurers recognise the potential of AI for claims decision-making and fraud detection, but challenges to adoption within claims functions include fragmented data, legacy processes and capability gaps.
This month’s issue sees us looking at two very different markets: the mature Australia and the developing Indonesia. While Indonesia is focused on capacity building and market development through consolidation and improved regulation,...
The Australian Prudential Regulation Authority (APRA) has rolled out severaltargeted regulatory changes in 2026 aimed at balancing market discipline, financial safety, and sustainable growth across the insurance sector.
Australia’s softer reinsurance market is giving insurers greater access to catastrophe capacity but rising weather-related losses and widening insurance affordability gaps are creating tougher underlying risks.
Indonesia’s regulatory push for local risk retention significantly transformed the domestic insurance landscape over the past decade. Even though certain risks, including motor, L&H, credit and cargo, must be ceded locally, there are still...
Indonesia is in the midst of one of the most significant overhauls of its insurance regulatory set up, through which it intends to build a highly resilient financial ecosystem.
Indonesia’s life insurance market is undergoing a structural shift towards simpler, protection-oriented products, while insurers face pressure from rising health costs, affordability concerns and a sizeable insurance inclusion gap.
India’s motor insurance premiums touched $12.24bn in FY2026, contributing the largest share of the country’s non-life insurance space.
Motor insurance in the Philippines is shifting gears as motorists demand greater protection, smoother claims experiences and more convenient digital services.
A longer lifespan does not necessarily mean an equally long health span. This means healthcare coverage must remain sustainable over a longer horizon, even if managing costs and the realities of an ageing population continue to pose a challenge.
Life insurers’ pivot to being more than product providers also means that the industry needs to focus on new risks, like the growing retirement protection gap.
Unbridled urbanisation and encroachments upon the natural flood plains, intensifies the flood hazards, which are amplified by climate change.
The revised China Maritime Law has brought in several material changes for all stakeholders and is the most extensive revision of the Law since its original introduction in 1993.
Even as APAC emerges as the engine room for global aviation growth, airlines, insurers and brokers face increasingly complex and interconnected hazards spanning multi-jurisdictional supply chains, climate resilience and cyber vulnerabilities.
Speakers at the Sri Lanka International Insurance Summit (SLIIS) in Colombo in August emphasised on the huge opportunities being created in Sri Lanka for insurance industry stakeholders and called for a collaborative approach in building a strong...
At the Asian Actuarial Conference 2026, industry experts emphasised that actuaries must continuously adapt as risks become increasingly interconnected and frequent, in order to beat the odds and price uncertainty fairly.
Hong Kong has unveiled the Hong Kong Special Administrative Region’s first Five-Year Plan for Economic and Social Development for 2026-2030, setting out the city’s strategic direction for economic and social development over the medium...
While awareness of sustainability is high among Singaporeans, a study has found that the strongest driver of sustainable action is whether individuals feel a sense of personal ownership and believe their actions can make a difference.
The South Korean financial regulator, Financial Supervisory Service (FSS) has launched an intensive consumer protection drive targeting the insurance industry, after a surge in life insurance complaints.