Chinese insurers are pivoting rapidly toward the private equity secondary market, driving a wave of large-scale investments to counter prolonged low domestic interest rates.
Six life insurance companies--China Life, Ping An Life, Taiping Life, Taikang Life, Taiping Life, and PICC Life--have been approved as the first batch of insurers to carry out Southbound Connect bond investments.
The illustrated interest rate for participating life insurance policies in China is set to be lowered, starting on 1 July this year.
Insurance agents in China are steering high-value clients directly into aggressive retail traps. Under the guise of premium "VIP customer appreciation" rewards, a predatory ecosystem is rapidly expanding across the financial sector, turning loyal policyholders into prime targets for forced high-stakes shopping.
The operating performance of Taishan Property & Casualty Insurance Co's (Taishan P&C) is expected to improve steadily over the next one to two years, given its tighter underwriting discipline and a conservative investment strategy, says Fitch Ratings.
SAIC Motor Insurance (SAIC Captive) is projecting moderate early-stage underwriting losses due to upfront start-up expenses, says AM Best.
The concentration in China's property & casualty (P&C) sector is severe. Out of 81 P&C companies evaluated, the top three companies control over 60% of the market, according to a report on the competitiveness of Chinese insurers.
The life insurance sector in China exhibits a strong concentration of leading companies, further solidifying the trend of the strong getting stronger, according to the "2026 China Insurance Competitiveness Research Report", published by Tsinghua Financial Review at the Tsinghua University PBC School of Finance. A total of 58 life insurance companies were evaluated.
Companies in China are ramping up investment in AI but are simultaneously grappling with increasing risks around vendor dependence, intellectual property exposure and cybersecurity, according to a new survey by global law firm DLA Piper.
Investments by Chinese companies in large-scale overseas infrastructure, particularly in ports, power grids and cross-border logistics, are increasingly exposed to national security scrutiny, says Moody's Ratings.