The pre-tax profit of insurance companies in Taiwan reached NT$193.7bn ($6.16bn) in 2025, dropping by 43.3% compared to 2024, according to data from the Insurance Bureau.
The pre-tax profits of life insurers stood at NT$156.9bn, down by 50.3% compared with the previous year, while those of non-life insurers totalled NT$36.8 bn, an increase of 41.5% year on year.
The New Taiwan Dollar appreciated by 4.27% against the US dollar, boosting the cumulative foreign exchange valuation reserve of life insurers to NT$613.7bn, a rise of NT$394.1bn. However, the combined effect of exchange gains and losses, hedging, and volatility on the foreign exchange valuation reserve led to a net reduction of NT$821.2bn.
Meanwhile, overseas investments by life insurers generated net gains of NT$518.5?bn, reflecting positive returns from foreign holdings after accounting for exchange rate movements and hedging, but excluding volatility adjustments.
At 31 December 2025, owners’ equity reached NT$2,884.8bn, with the life insurance sector accounting for NT$2,712.4bn, up by NT$126.4bn or 4.9% from the end of the previous year. Non-life insurers reported owners’ equity of NT$172.4bn, marking an increase of NT$21.3bn or 14.1%.