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Jan 2018

Country Profile


India

Listing and liberalisation

2017 was an eventful year for the Indian insurance industry. Listing was the key order of the day, drawing great public attention and greater interest in insurance. The marketplace is in a whole new era, with growth expected to be phenomenal, given government initiatives in agriculture and health. And life gets more exciting as insurers become more conscious of the need to differentiate and be the consumer’s pick in this service game.
 


Indian non-life insurance industry: Performance and potential

The Indian insurance industry has been on a roll for the last 17 years. It is now on a threshold to make the big jump into the super league. Mr R Chandrasekaran of General Insurance Council of India outlines what the non-life insurance industry has achieved over the years and what remains to be tapped.
 

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GIC Re: Underwriting its future

2017 was an eventful year for GIC Re. In an interview with Asia Insurance Review, Mrs Alice G Vaidyan, Chairman-cum-Managing Director, GIC Re, assesses their achievements during the year and their plans for the years ahead.
 

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Indian flood: Risk and opportunity

India is one of the most flood-exposed nations on the planet, and the hazard is increasing year on year. Along with a rise in severity, the frequency of flood events has jumped significantly over the last decade. Mr Vikas Wadhera of RMS discusses this Nat CAT risk in India. 
 

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Life industry on a roll

The life insurance industry in India, consisting of 24 companies, has seen robust growth in 2017, backed by new business models, better products, customer centric technological initiatives along with a growing trend of personal savings in India. The industry is poised for higher growth in the second half of the current financial year and private insurers are expected to lead the charge.  We speak to Mr Amitabh Chaudhry, MD & CEO, HDFC Life, on some of the issues the market is grappling with and what the future holds for the industry.
 

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Digital transformation in Indian insurance

Can the online model be a panacea for tapping the untapped insurance potential and eliminating insurance distribution bottlenecks in India? We speak to two new-age insurers to understand more about the digitalisation of the Indian insurance landscape.
 

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Which will win, cybercrime or cyber insurance?

Rapid digitalisation and growth of online culture in India has also brought in sophisticated cybercrime. Asia Insurance Review speaks to Mr Sasikumar Adidamu, Chief Technical Officer, Bajaj Allianz General Insurance, to understand how insurers can play an important role in developing a comprehensive cybersecurity framework, including cyber insurance, to tackle cybercrime.
 

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India's competitive critical illness sector - It's a Service Game

Ms Kalpana Sampat of Swiss Reinsurance Company Ltd, India Branch, looks at the under-penetrated critical illness insurance sector and says insurers need to offer new and more services to win consumers and manage the burden of chronic illness in India.
 

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