Magazine

Read the latest edition of AIR and MEIR as an Interactive e-book

May 2026

Life & Health


APAC life insurance must meet high-net-worth wealth portfolios

The APAC region’s wealthiest individuals are moving away from simple accumulation of wealth to integrating insurance in portfolios
 

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Rethinking protection for a longevity society

As Asia ages at unprecedented speed, insurers face a defining opportunity to reshape how healthcare, financial protection, and retirement security are delivered to the region’s senior population.
 

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Insurers face rising reputational risks amid critical illness protection gap

Misunderstandings over critical illness coverage continue to expose insurers in the Philippines to legal and reputational risks, particularly where policy wording, claims handling and consumer awareness fall short.
 

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Age, wealth, globalisation: the three main drivers of life insurance growth in Asia

Asia’s life insurance sector is being reshaped by ageing populations, rising wealth, and growing globalisation, with digitalisation and macroeconomic uncertainty further accelerating demand for protection and wealth planning solutions.
 


Using life insurance as a strategic wealth asset

For individuals with surplus capital beyond their core protection needs, life insurance policies can secure long-term protection, as well as legacy planning.
 

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Ageing Asia's demographic trends change the course of life insurers

As Asia ages, life insurers have to grapple with the challenge of retirement preparedness and much more. Can life insurers help the ageing populations adapt better to these changes with prudent financial planning for long-term?
 

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From risk mitigation to resilient healthcare systems

Shariah-compatible credit and political risk insurance allows for unlocking the capital flows and trade pipelines to cover the healthcare gap in emerging markets.
 


Building for the long term

Navigating Japan’s demographic shifts, regulatory change, and the art of relationship-building in one of the world’s most distinctive insurance markets.
 

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Singapore's IP rider shift may be balanced with complementary L&H plans

With new requirements for Integrated Shield Plan (IP) riders now in effect, potentially larger cashflow gaps caused by higher out-of-pocket medical costs may be balanced out with complementary policies.
 

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Philippine life insurance market sees steady growth in penetration and product evolution

The Philippine life insurance penetration growth reflects steady but gradual growth as the market evolves beyond traditional products into more diversified, health-focused and digitally enabled offerings.
 

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Sri Lanka: Health insurers must evolve from claims payer to health partner

Prevention of non-communicable diseases is no longer merely a social good; it is integral to commercial viability of health insurers.
 

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Indian health insurance needs a booster dose

Despite all the progress in recent years, several major policy reforms, innovative products, technological leaps, growing public awareness and spurred by COVID-19, health insurance hasn’t truly taken off in the country.
 

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Asia's health insurance sector at an inflection point

Spiralling costs, ageing populations, and eroding trust dominated discussions at the 21st Asia Conference on Healthcare and Health Insurance in Hong Kong, contrasting with discussions about the industry’s role in the crisis.
 

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