News Life and Health10 Apr 2025

India:Health insurance coverage likely to hit 50% this year

| 10 Apr 2025

In its report, titled "India's Healthcare Expenditure Expected to Surge from 3.3% to 5% of its GDP by 2030", CareEdge Ratings noted that it anticipates substantial growth in India's healthcare infrastructure and related workforce in the coming years, driven by demand tailwinds and policy support from the government.

However, the report also showed that constraints in rural healthcare infrastructure and the availability of a trained workforce remain critical challenges in expanding healthcare coverage across different strata of society.

“Although India’s overall population is expected to grow by ~0.8% to 0.9% per annum, its population aged 45 years and above is expected to grow by ~2.5% to 3%. This, along with improvement in per capita income and increasing health insurance coverage, is expected to boost investment in India’s healthcare infrastructure,” the report said.

“India’s health insurance coverage (public and private) has more than doubled over the last 10 years, reaching ~40% in 2023, largely due to increased awareness and central and state-sponsored health insurance schemes.”

In addition, the report stated that it expects the expansion of the Ayushman Bharat scheme to cover citizens aged 70 years and above “is likely to expand health insurance coverage to ~50% in 2025”.

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