Bharti AXA Life Insurance, one of India's leading private life insurers, has announced a total bonus of INR2.05bn ($24.7m) for the financial year 2025-26. The bonus comprises a Revisionary Bonus (RB) of INR1.45bn, a Terminal Bonus of INR200m, and a Cash Bonus of INR400m.
This declaration will benefit approximately 200,000 policyholders who have invested in the company’s participating (with-profit) products, reinforcing its commitment to delivering consistent value to customers.
Policyholders with traditional participating policies in force as of March 31, 2026, will be eligible to receive the bonus. The announcement reflects Bharti AXA Life’s prudent financial management and focus on long-term wealth creation for policyholders.
Bharti AXA Life offers a comprehensive portfolio of participating products, including Bharti AXA Life Samriddhi, Monthly Income Plan+, Child Advantage, Monthly Advantage, and Unnati. These non-linked, participating life insurance savings plans are designed to support goals such as income planning, child education, and wealth accumulation.
Participating policies offer a balance of protection and savings, allowing customers to benefit from bonuses while reducing exposure to market volatility associated with linked products. The declared cash bonuses enhance liquidity, support wealth accumulation, and improve overall financial well-being alongside life insurance coverage.
Bharti AXA Life continues to demonstrate strong growth momentum, emerging as one of the fastest-growing life insurers in FY26 with new business premium increasing by 44%. Speaking on the announcement, AXA Life Insurance CEO Parag Raja Bharti said the bonus reflects the strength of the investment team and disciplined management of policyholder funds, while thanking customers for their trust.