Magazine

Read the latest edition of AIR and MEIR as an Interactive e-book

Jun 2026

Market Profile


Hong Kong

Expanding insurance ambitions

Hong Kong is advancing reforms across risk-based capital, captive insurance and insurance-linked securities to boost competitiveness, attract global insurers and investors, and strengthen its role as a regional hub for risk management and infrastructure financing.
 

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Hong Kong bets on marine insurance to strengthen maritime hub ambitions

Hong Kong’s maritime insurance sector is outperforming broader non-life market growth, driven largely by P&I insurance.
 


Balancing global competition and structural strengths

Despite the challenges of the past few years, Hong Kong remains an important insurance hub within the region acting as a bridge between China and the rest of the world.
 

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Brokers squeezed by rising healthcare and talent crunch

Healthcare utilisation spikes and workforce gaps are reshaping the insurance broking industry in Hong Kong, forcing firms to adapt pricing, benefits and hiring strategies.
 

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GBA links, AI and wealth demand fuel next phase of growth

Hong Kong’s insurance sector is expected to be shaped in the coming years by deeper regional integration with the Greater Bay Area, rising demand from wealth and specialised risk segments and accelerating AI-driven transformation across underwriting, claims and distribution.
 

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Demand for W&I coverage strong, but breaches uncommon

Demand for warranty and indemnity insurance in Hong Kong SAR is deal driven, but breaches and claims in the segment are relatively uncommon.
 

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Hong Kong's marine insurance market: It's time to close the gap

As an insurance hub Hong Kong has lost ground to Singapore over the past few years, but that gap is swiftly closing.
 

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Rising climate risk events forcing insurers to restrategise

Natural catastrophe risks in Hong Kong have escalated significantly, impacting local businesses and the tourism sector.
 

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