Magazine

Read the latest edition of AIR and MEIR as an Interactive e-book

Jul 2026

Microinsurance


Expanding inclusive insurance in Sri Lanka

Sri Lanka, like most of the other Asian countries, is still grappling with low financial literacy and economic standards and low insurance penetration. The only way out of this quagmire is microinsurance.
 

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Nepal's microinsurance market faces challenges galore

Despite the progress the industry has made in the microinsurance market there is still a lot of ground to cover.
 

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Microinsurance has been a standout segment in the Philippines

The Philippines’ microinsurance sector has expanded significantly over recent years, with coverage reaching about 56m lives by 2023, according to industry data.
 

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India's health microinsurance sector at a critical inflection point

Health microinsurance in India remains underpenetrated, but improving digital infrastructure, data analytics and regulatory support are laying the groundwork for wider access.
 

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Microinsurance is the path forward for insurance growth to inclusion in India

The past year gave India’s insurance industry plenty to celebrate. Yet, beyond the headlines, the underlying dynamics tell a different story.
 

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Parametric microinsurance still evolving in scale and sustainability

A parametric insurance programme in Vietnam’s Central Highlands has highlighted how simplified coverage design and rapid, data-driven payments are being used to strengthen resilience.
 

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